Paul W. Powell
Legacy Library

Providing pastors, students, ministers and believers with free, permanent access to the biblical insights, ministry principles and truths about everyday Christian living learned over a lifetime by Paul W. Powell.

The online Library contains a growing number of sermons, books, and devotionals authored by Paul, as well as audio/video options. Check back often!

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Paul W. Powell.

Today's Devotional

Keeping Out of Debt

Years ago I heard a man warn, “If you’re outgo exceeds your income, you’re upkeep will be your downfall.” We need to remember that. Unmanageable debt can be deadly, whether you’re talking about Wall Street or Main Street. Whether it’s your house or the White House.  

How do we avoid too much debt?

  • Establish a budget and live within it.
  • Defer gratification until you can afford a thing.
  • Cut up your credit cards unless you pay them off every month – every month.
  • Follow the advice of the late Charlie Shedd, “Save ten percent, give ten percent, and spend the rest with thanksgiving and joy.”

There are 3 books of worship: the Holy book, the hymnbook, and the pocket book. Come to church this Sunday and bring all three.


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